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Strategic Analysis with current research! The Company was founded by John Doe. At this time, Mr. Doe is securing the capital that is required in order to receive a banking license from the US Federal Reserve. The Founder is also undergoing the process of acquiring the needed licensure to operate this business.
The third section of the business plan will further describe the underwriting services and investment management services offered by the Commercial Bank. Briefly, the capital will be used as follows: Doe has more than 10 years of experience in the commercial banking industry.
Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.
As time continues, Commercial Bank, Inc. The Company is registered as a corporation in the State of New York. Below is a breakdown of how these funds will be used: The first strategy would be to sell the Company to a larger entity at a significant premium.
Since, the financial management and commercial banking industry maintains a very low risk profile once the business is established; the Management feels that the Company could be sold for ten to fifteen times earnings.
However, taking a company public involves significant legal red tape. The last exit scenario would involve the use of a private placement memorandum to raise capital from private sources. This is also a significantly expensive process that requires the assistance of both an experienced securities law firm and an investment bank.
The bank, in turn, will use these deposits for financing customer loans and for making acquisitions of debt instruments in the secondary markets. At all times, the Company will comply with the myriad of federal, state, and central bank regulations specifically Regulation U that guide the operations of thrifts, trusts, and financial companies.
Currently, the economic market condition in the United States is sluggish. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. Many economists expect that this recession will continue for a significant period of time, at which point the economy will begin a prolonged recovery and sluggish growth period.
The Internet has revolutionized the way that many lenders do business. It is not uncommon for small lenders and thriftslike Commercial Bank, Inc. Additionally, since the Internet has created a method of receiving information at a much faster rate, information relating to the credit quality of borrowers is readily available.
The Company will pride itself on its ability to make fast credit decisions for clients.BANK BUSINESS PLAN TEMPLATE. The preferred format bank business plan template for investors, SBA, banks and angel investors in MS Word format.
You don't have to . A well written business plan helps explain to others what you are doing, and clarifies the business opportunity in your mind. The act of writing down what you want to do, and how you intend to do it, is a key starting point to achieving your business goals.
Commercial Banking provides organizations with annual revenues generally ranging from $20 million to more than $2 billion—as well as real estate investors and owners—with a range of domestic and international financial solutions designed to help them achieve their business goals.
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The second business plan will be much more detailed and will be used in the application to your state or federal banking authorities.
Since it is easy to find instructions on how to write a normal business plan, we will discuss some of the requirements for your application business plan. Turn to M&T Bank for full-service commercial banking services including deposit accounts, financing, investments, employee benefits and merchant services.